Vancouver Mortgage Broker - Karin Hoehn - mybcmortgage
           
   

Get Fast Personal Service and the Best Rates you Deserve!
Mybcmortgage.com is your best resource for finding a mortgage for your property whether it's in Vancouver, the lower mainland, the Okanagan, or other parts of the province. Karin Hoehn, Mortgage Broker provides a personalized and interactive approach to finding you the best and lowest Canadian interest rates and terms offered by the major banks and private lending institutions.

Karin Hoehn, Mortgage Broker will find you customized mortgage solutions that only mortgage brokers can offer. As an independent mortgage borker, Karin can shop and arrange mortgages with the 'big banks' such as TD/Canada Trust, CIBC, ScotiaBank, and with lenders that can oftentimes be more competitive, although not as recognized by the borrower, such as: First National, First Line Mortgages, MCAP, Street Capital - to name a few.

Your bank won't provide you with all of the various mortgage options now available. Your broker has access to them all and will provide you with personalized service. Ultimately you save considerable time and money.

Interest Rates are still at 50 Year lows. To find out how affordable a mortgage is for you, click on CMHC Mortgage Calculators to discover how little your payment could be!

  • Pre-Approval
  • Approval
  • Renewals
  • Equity Take Out
  • Debt Consolidation
  • Construction Financing
  • 2nd Mortgages
  • Commercial lending

You will be contacted by telephone to confirm details of your application, and mortgage commitments received.

  • No Cost for arranging the financing O.A.C.
  • No Hassle - or appointments necessary
  • Only 1 Credit Report pulled to preserve your credit rating
  • Guaranteed confidentiality - no other parties will have access to your info
 

FREE:
Review my helpful Home Buyer's Information Guide: Call me, Karin Hoehn, mortgage broker, to discuss your mortgage needs. (604) 328-3801 info@mybcmortgage.com.

Obtain your own Credit Report Apply for a Mortgage Now
Mortgage clients can now pull their own credit bureau reports through TransUnion. Requesting your own credit reports does not affect your score, however, having multiple banks and mortgage brokers pull your reports for you, does drop the report score. When working with a broker, we pull your report once and shop your mortgage to multiple Canadian Lenders.

If you'd like to obtain your own credit report, you may do so by following this link to TransUnion.

 
6 Important Things You Need to Know Before Shopping for a Mortgage
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Mortgage Rates Current Mortgage Rates
Best Discounted rates with the Banks usually have restrictions. Here is a range of the best advertised daily rates.
Term Advertised Daily Rates Deeply Discounted Rates*
Variable 2.80 2.65
6 Mo 6.65 4.40
1 Yr 2.64 2.89
2 Yr 3.60 3.05
3 Yr 3.39 3.09
4 Yr 3.69 3.09
5 Yr 3.39 3.29
10 Yr 5.24 4.79

*Deeply Discounted Rates may come with some restrictions, call for more information (604) 328-3801.

Applicants must qualify to be eligible for deeply discounted interest rates - "AAA" Status

 
      Karin Hoehn - TMK Team - The Mortgage Centre