Vancouver Mortgage Broker - Karin Hoehn - mybcmortgage
  Why Use a Mortgage Broker Why Use a Mortgage Broker  
    Why work with me to locate your mortgage vs your bank?

What makes you different that any other mortgage broker?
Bank's are quick to advertise their best daily discounted interest rates and new products to the broker community, one of their top sources of new business. You will get the most current information and the best prevailing rates available. Should interest rates go down while we are working together, I am quick to respond by taking the initiative, and locking you in at the best rate of the day. Seldom will your bank or broker do this for you. Even slight downward adjustments to your interest rate will save you hundreds over time.

Product and Market Knowledge
Your bank will not discuss with you any mortgage types they do not offer. Today, mortgages are much more diverse offering specific options for specific needs. I continue to keep abreast of the various types of mortgage products available, and to be aware of their benefits and/or pitfalls. You will ultimately benefit from my knowledge and knowing all of your options.

Independent - Working for You!
I am most concerned with simply locating for you, the best mortgage with the best interest rate possible. If I do a good job for you, I anticipate that I will be rewarded by your recommendations to those you know may also be in need of a mortgage. With banks downsizing, personal service has almost become a thing of the past. I build my business on past happy clientele, and intend to be here the next time you need a mortgage!

 

CMHC Homebuying Tools

- CMHC Homebuying Video An overview of the professionals you will want to work with when buying a home.

 

FREE:
Review my helpful Home Buyer's Information Guide: Call me, Karin Hoehn, mortgage broker, to discuss your mortgage needs. (604) 328-3801 info@mybcmortgage.com.

 
6 Important Things You Need to Know Before Shopping for a Mortgage
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Mortgage Rates Current Mortgage Rates
Best Discounted rates with the Banks usually have restrictions. Here is a range of the best advertised daily rates.
Term Advertised Daily Rates Deeply Discounted Rates*
Variable 3.05 2.90
6 Mo 6.65 4.40
1 Yr 3.19 2.50
2 Yr 3.59 3.04
3 Yr 3.55 2.79
4 Yr 3.69 2.99
5 Yr 3.59 3.19
10 Yr 5.50 3.89

*Deeply Discounted Rates may come with some restrictions, call for more information (604) 328-3801.

Applicants must qualify to be eligible for deeply discounted interest rates - "AAA" Status

 
      Karin Hoehn - TMK Team - The Mortgage Centre